Money and ATMs in Suva: Where to Withdraw and Exchange Cash
Last fact-checked:
Suva uses the Fijian dollar, written as FJD or FJ$. The simplest way for most visitors to get cash is a bank ATM. In central Suva, practical choices include ANZ at 25 Victoria Parade, Westpac at 1 Thomson Street and BSP at Suva Central. Damodar City also has ANZ, BSP and HFC machines.
If you already carry foreign banknotes, use a bank or a Reserve Bank of Fiji-licensed exchange provider. Central options include Lotus Foreign Exchange on Marks Street and Thompson Street, while No1 Currency operates at Damodar City. Exact locations, verified access details and map links are listed below.
Need the nearest cash machine now?
Use the live map search, then choose a machine operated by a licensed bank. The results will use your current location rather than sending every reader to the same part of Suva.
Open ATMs near me in Google Maps Open currency exchange in Suva
Currency
Fijian dollar, abbreviated FJD and often shown as FJ$.
Verified 24-hour ATMs
Westpac at 1 Thomson Street and BSP Smart ATMs at Suva Central and Damodar City.
Best screen choice
If conversion is offered, choose FJD rather than your home currency in most cases.
Cash backup
Carry some small FJD notes for stalls, local transport and card outages.
What Currency Does Suva Use?
Suva and the rest of Fiji use the Fijian dollar. Bank websites and exchange boards normally use the code FJD; prices may use FJ$ or simply a dollar sign. When an ATM asks which account or currency to use, FJD is the local transaction currency.
Do not plan around a fixed exchange rate printed in an evergreen travel article. Rates move, and the Reserve Bank of Fiji says its published figures are reference rates rather than firm customer quotes. Compare the final FJD amount offered by your card issuer, ATM or licensed dealer on the day.
For nationwide information on notes, cards and budgeting beyond Suva, use the FijiEco Fiji currency guide. This page stays focused on exact Suva locations and decisions a visitor makes in the city.
Where to Find an ATM in Suva
The following machines appear on the operators' current official location pages. A bank-operated ATM is the clearest first choice for an overseas visitor because the operator is easy to identify and the machine displays its own terms before withdrawal.
| ATM | Exact location | Verified detail | Map |
|---|---|---|---|
| ANZ House | 25 Victoria Parade, central Suva | ANZ lists an ATM at its main Suva branch. Branch hours are Monday to Friday, 9:30 am to 3:30 pm, excluding public holidays. | Open map |
| ANZ at TappooCity | Market end of TappooCity, central Suva | A useful listed ANZ location near the municipal market and central shopping streets. | Open map |
| Westpac Suva | 1 Thomson Street, central Suva | Westpac lists 24-hour ATM access. The branch also provides foreign exchange; teller hours are Monday to Friday, 9:30 am to 3:30 pm. | Open map |
| BSP Suva Central | Suva Central building, Pratt Street at the corner of Renwick Road | BSP lists a Smart ATM outside the branch with 24/7 access and cash-withdrawal service. | Open map |
| BSP Damodar City | Damodar City Centre, Grantham Road | BSP lists a Smart ATM outside the branch with 24/7 access. | Open map |
| HFC Bank | Victoria Parade; HFC Centre is at 371 Victoria Parade | HFC's official locator lists ATMs on Victoria Parade and at Damodar City. | Open map |
Central Suva or Damodar City?
Use Victoria Parade, Thomson Street or Suva Central when you are walking around downtown. Damodar City is more convenient when your accommodation, shopping or transport route is around Grantham Road. There is no benefit in crossing the city for one particular bank unless your card issuer gives that network better terms.
Using an Overseas Card at a Suva ATM
Check the network symbols printed on your card and displayed on the ATM. ANZ states that its Fiji machines dispense only Fijian dollars and accept most international cards carrying Cirrus or Maestro symbols. A card can still be declined because of issuer settings, daily limits, fraud controls or a temporary network problem, so one backup card from another account is useful.
- Choose a machine clearly branded by a Fiji bank.
- Check that the machine displays your card network.
- Select FJD if it offers a choice between Fijian dollars and your home currency.
- Read any operator fee, conversion rate and total shown before approval.
- Finish the transaction completely and take your card, cash and receipt before leaving.
If a machine declines the card, cancel the transaction and check your banking app for a security alert. Trying another bank's ATM is more useful than repeating the same withdrawal several times. If both cards fail, use a staffed bank or licensed currency exchange with foreign cash rather than accepting help from a stranger at the machine.
ATM Fees, Withdrawal Limits and Currency Conversion
There is no reliable universal fee or withdrawal limit for every foreign card in Suva. A transaction can involve an ATM operator fee, a fee from your own bank and your issuer's foreign-exchange margin. The allowed amount can also depend on the machine and the limits set on your card. For that reason, this guide does not repeat a single FJ$ fee or limit as if it applied everywhere.
If the ATM offers to convert the withdrawal
This is dynamic currency conversion. The screen may offer to charge your card in your home currency instead of FJD. Visa explains that the choice must be yours and recommends declining the conversion when its markup is not competitive.
Practical default: choose FJD or “without conversion,” then let your card issuer perform the conversion.
Before travel, check your issuer's foreign cash-withdrawal fee and daily limit. In Suva, review the screen before pressing confirm. If the total cost is unclear, cancel without completing the withdrawal and use another bank's machine.
Where to Exchange Money in Suva
Use a licensed dealer or bank. The Reserve Bank of Fiji's current licensing page includes Lotus Foreign Exchange and Fexco, the operator behind No1 Currency, among Fiji's authorised restricted foreign-exchange dealers. The locations below publish a physical Suva address.
| Provider | Exact location | Published hours or service | Map |
|---|---|---|---|
| Lotus Foreign Exchange, Marks Street | Shop 2, Deluxe House, 28 Marks Street | Monday to Friday, 8:30 am to 5:00 pm; Saturday, 8:30 am to 1:00 pm; Sunday closed. | Open map |
| Lotus Foreign Exchange, Thompson Street | Shop 2, 30 Thompson Street | Monday to Friday, 8:30 am to 5:00 pm; Saturday, 8:30 am to 2:00 pm; Sunday closed. | Open map |
| No1 Currency, Damodar City | Shops 4 and 5, Damodar City Centre, Grantham Road | The official store page lists the branch as open six days a week and gives +679 331 0477 as its telephone number. | Open map |
| Westpac Suva | 1 Thomson Street | The branch lists foreign exchange among its services. Teller hours are Monday to Friday, 9:30 am to 3:30 pm. | Open map |
Compare the final FJD amount, not only the large rate shown on the board. Two dealers can display similar rates but produce different totals after fees. Public holidays can also affect staffed counters, so do not leave a cash exchange until the final hour before an onward trip.
Cash, Cards and QR Payments in Suva
Hotels, supermarkets, larger shops and many formal restaurants commonly have card terminals, but acceptance is not universal. Small vendors, some taxis and temporary stalls may prefer cash or may lose connectivity. Check the payment method before a purchase you cannot easily reverse, and keep a modest FJD backup rather than relying on one card.
Fiji's QR-payment market is growing quickly. The Reserve Bank of Fiji reports licensed services including M-PAiSA, MyCash, Solé, WeChat and China UnionPay. That does not mean every overseas visitor can scan every local code: many payments depend on a compatible wallet, registration and available funds in that service. Treat QR as an option only after you know your own wallet works in Fiji.
At the Suva Municipal Market, take small FJD notes while remaining open to card or QR options a particular vendor displays. Avoid the old blanket claim that every stall is cash-only; payment methods now vary by seller.
A Practical Money Plan for a Suva Visit
Arriving with no FJD
Use a bank ATM at your arrival airport or in Suva before you need a small cash payment. The FijiEco Suva transport guide explains the Nadi and Nausori arrival routes.
A normal city day
Carry one payment card plus enough small FJD notes for stalls, transport and a backup meal. Store the second card separately rather than in the same wallet.
Before leaving central Suva
Withdraw before a rural day trip or ferry connection, where machine access and mobile service may be less convenient. Do not carry more cash than the trip requires.
Using foreign banknotes
Go to a licensed exchange counter during staffed hours, compare the final FJD total and count the notes before leaving the counter.
For a wider spending plan, combine this location guide with the FijiEco Fiji budget travel guide and Suva local transport guide.
ATM Safety and What to Do if a Card Fails
- Prefer a bank branch, shopping-centre machine or another well-used location.
- Cover the keypad and stop if the card slot, keypad or screen looks altered.
- Do not accept help from someone who asks to handle your card or enter a code.
- Keep the second card and emergency cash separate from your everyday wallet.
- Check the transaction in your banking app and keep the receipt until it posts correctly.
If the ATM keeps your card, note the bank name and location immediately. Seek help from the bank during staffed hours and contact your card issuer using the number in its app or on its official website. Freeze the card if you cannot recover it promptly. For walking and money security after dark, use the FijiEco Suva night-safety guide.
Frequently Asked Questions
What currency is used in Suva, Fiji?
Suva uses the Fijian dollar. The international code is FJD, and prices may show FJ$ or a dollar sign.
Where is the nearest ATM in Suva?
Use the live Google Maps link near the top of this guide. Reliable central points include ANZ at 25 Victoria Parade, Westpac at 1 Thomson Street and BSP at Suva Central.
Which Suva ATMs accept international cards?
Check the logos on your card and the machine. ANZ states that its Fiji ATMs accept most international cards showing Cirrus or Maestro, but no card is guaranteed at every machine.
Are ATMs in Suva open 24 hours?
Some are. Westpac lists 24-hour ATM access at 1 Thomson Street, and BSP lists 24/7 Smart ATMs at Suva Central and Damodar City. Other machines may follow the access hours of their building.
Is there an ANZ ATM in Suva?
Yes. ANZ's official list includes 25 Victoria Parade, TappooCity at the market end, Damodar City and several other Suva locations.
Is there a Westpac ATM in Suva?
Yes. Westpac lists its Suva branch and 24-hour ATM at 1 Thomson Street.
Is there an HFC ATM in Suva?
Yes. HFC Bank's official locator lists Suva ATMs on Victoria Parade, at Damodar City, Ganilau House and the Fiji Sports Council.
Where can I exchange money in Suva?
Central licensed options include Lotus Foreign Exchange at 28 Marks Street and 30 Thompson Street. No1 Currency is at Damodar City, and Westpac lists foreign exchange at 1 Thomson Street.
Should I choose FJD or my home currency at the ATM?
Choose FJD or “without conversion” in most cases. This avoids accepting the ATM's dynamic currency conversion and lets your card issuer perform the exchange.
What ATM fee or withdrawal limit should I expect?
There is no single figure that applies to every machine and foreign card. Review the fee and permitted amount on the ATM screen, and check your own bank's overseas cash-withdrawal terms.
Sources and Verification
Locations, services and guidance were checked on 20 August 2026. Sources are listed here rather than scattered through the guide.
- ANZ Fiji: branches and ATM locations
- ANZ Fiji: currency, international cards and ATMs
- Westpac Fiji: Suva branch, ATM and foreign-exchange service
- BSP Fiji: Smart ATM locations and access
- BSP Fiji: Suva Central address and branch information
- HFC Bank: ATM and branch locations
- HFC Bank: Suva address and branch hours
- Reserve Bank of Fiji: licensed banks and foreign-exchange dealers
- Reserve Bank of Fiji: reference exchange rates
- Lotus Foreign Exchange: Fiji locations and operating hours
- No1 Currency: Damodar City store
- Reserve Bank of Fiji: licensed QR-payment and digital-wallet services
- Visa: dynamic currency conversion guidance
Found a changed ATM or exchange counter?
Send the location and date observed to [email protected]. FijiEco will recheck it against the operator's current information before updating this guide.