Money & ATMs in Suva: How to Access Cash and Exchange Currency

Understanding how to handle money while in Suva can make your trip smoother and stress-free. From currency exchange to using local ATMs, here's everything you need to know about managing your cash in Fiji's capital.

Fijian Dollars & Practical Money Tips

Currency & Exchange Options

Fiji's currency is the Fijian Dollar (FJD). You can exchange your foreign cash at local banks, airport kiosks, or licensed currency exchange counters in central Suva. Most banks in Suva offer competitive rates, and you'll find major branches like ANZ, Westpac, and BSP in the downtown area. Avoid changing money with street vendors, as rates are unreliable and you risk counterfeit notes.

Credit cards are accepted in many hotels, restaurants, and shops, but small market stalls and rural spots usually prefer cash. It's smart to carry smaller denominations for taxis and local purchases. The bustling Suva Municipal Market is a perfect example where cash is king—vendors prefer small bills for fruits, vegetables, and handicrafts. Similarly, popular street BBQ stalls typically only accept cash payments.

Using ATMs in Suva

ATMs are widely available throughout Suva, especially around Victoria Parade, MHCC shopping center, and other commercial hubs. International cards (Visa, MasterCard, Cirrus, Plus) work at most machines, but be aware of transaction fees charged by both your home bank and the Fijian bank. Make sure you have cash ready when you first arrive—check our transport guide for taxi fares and airport transfer costs.

ATMs in Suva are generally reliable, but check with your bank in advance to confirm your card will work overseas. Always withdraw cash during daylight hours for added safety and store your PIN securely. For evening activities, plan your cash needs in advance—refer to our night safety tips for guidance on carrying money after dark.

Free Activities to Enjoy While Budgeting

Having easy access to cash and knowing where to exchange your money can help you feel more relaxed while enjoying Suva. From grabbing market souvenirs to paying for local tours, a little preparation means you'll have more freedom to explore without worrying about money hassles. For budget-friendly sightseeing, take a leisurely walk along the Suva Seawall—it's completely free and offers beautiful ocean views. Cultural enthusiasts can also visit the Fiji Museum for an affordable educational experience.